Well... I think that settles it.
I knew all along that this idea wasnt the best option. But with my buddies constantly in my head, and all the shiney plastic i see inside the pages of Sport Rider every month... my head just got a little too far ahead of itself. I really believed that i could pull this off, and who knows maybe i could have. But with a stronger sense of reason (everyone here) I think i will hold off a bit. Now that I'm back from vaca and back to work on Wed... with a new raise

, and with a little better budgeting, I'll save a nice little lump in my pocket. Come January/February when theres a foot of snow on the ground here in Ohio... I think I'll start looking for a nice little deal on an 03/04 FZ6. Shouldn't be too hard to barter at that point.
I want to thank all of you guys(and gals) for all the help. I posed this question in a couple different forums and I can honestly say this is the only one I will be returning to. Thanks for not being too brutal to a forum noob either. With all the help you gave me... who knows what you guys can teach me, maybe I'll just stick around and become a regular. Thanks Again!!