Visa gift cards: Complete crap.

[Homeslice]

Nuff said....

[the chi]

Well, that explains why mine didnt work the other day...i was trying to use the rest of the balance before using my debit card and it didnt work...

[shmike]

Not for the issuers they aren't.

[marko138]

Never had a problem with them in the past. Sure hope I dont get any in the future.

[EpyonXero]

I don't know why people give those in the first place. As far as gifts go, why wouldn't you give cash? There clearly no thought involved in a generic gift card.

[tommymac]

Originally Posted by EpyonXero

I don't know why people give those in the first place. As far as gifts go, why wouldn't you give cash? There clearly no thought involved in a generic gift card.

Apparently its less tacky than cash and if its store or brand speciffic then you put thought into it.

[Rider]

My son is all about these visa gift cards right now. That's all he asks for for his birthday and Christmas. He has never had an issue using them.

[shmike]

Originally Posted by Rider

My son is all about these visa gift cards right now. That's all he asks for for his birthday and Christmas. He has never had an issue using them.

Using them is not a problem.

The fees ( and restrictions) associated with them is what people are having a problem with.

Fortunately for the companies issuing them, most people don't know or don't care about those fees.

[Homeslice]

Originally Posted by Rider

My son is all about these visa gift cards right now. That's all he asks for for his birthday and Christmas. He has never had an issue using them.

The issue is that you are paying a fee to get them. Whereas if you buy a different type of gift card, like say Shell or Starbucks or PF Chang or whatever, there's no charge.

[Rider]

Originally Posted by Homeslice

The issue is that you are paying a fee to get them. Whereas if you buy a different type of gift card, like say Shell or Starbucks or PF Chang or whatever, there's no charge.

Yeah but a one time fee $3.50? Big deal. And I don't know of any that are charging a monthly fee. I'm not saying there isn't any, I just don't know of anyone who is paying a monthly fee.