Who should I get credit card from?

Rangerscott · 02-07-2011, 11:21 PM

It's time for me to get my first CC. I would use it for gas and online purchasing. I keep hearing it's easier to cancel a transaction or get your money back with a CC.

I know I can go directly with the major CC companies (visa, MC, capital one, etc) and through my bank or any bank. Just wondering which would be best.

I can do a Visa/MasterCard through my bank. Here's the info. Although the APR for the points card is higher I do like the points idea. Who does cashback and is it worth it?

Preferred Points Card

2.90% intro APR first six months
15.24% APR after that

Low rate card

2.90% APR first six months
10.24% after.

Then there's Capitol One and Chase. So many to choose from. My debt/cc cards have always been either Visa or Mastercard and they're accepted EVERY I've seen and been so I'd like to stick with them.

Last time I checked my credit score (summer) it was around 750 I believe. I think I have it written down somewhere.

02-07-2011, 11:21 PM	#1
Rangerscott Viff6N Mutated Warrior Join Date: Mar 2009 Location: Texas Moto: '01 Honda VFR 800 & '09 ER-6N Posts: 8,704	Who should I get credit card from? It's time for me to get my first CC. I would use it for gas and online purchasing. I keep hearing it's easier to cancel a transaction or get your money back with a CC. I know I can go directly with the major CC companies (visa, MC, capital one, etc) and through my bank or any bank. Just wondering which would be best. I can do a Visa/MasterCard through my bank. Here's the info. Although the APR for the points card is higher I do like the points idea. Who does cashback and is it worth it? Preferred Points Card 2.90% intro APR first six months 15.24% APR after that Low rate card 2.90% APR first six months 10.24% after. Then there's Capitol One and Chase. So many to choose from. My debt/cc cards have always been either Visa or Mastercard and they're accepted EVERY I've seen and been so I'd like to stick with them. Last time I checked my credit score (summer) it was around 750 I believe. I think I have it written down somewhere.