AmEx Platinum v. Blue

fasternyou929 · 11-20-2008, 04:54 PM

A question to those of you carrying an AmEx platium card (green, gold, or platinum for that matter, since they all have an annual fee).

I've carried the blue card for a couple years now. Last year my cash rebate was over $700 at the end of the year, and I get many of the same benefits provided by the charge cards. AmEx keeps sending pre-approvals, first year's fee waived for their platinum cards and every time I call about my account they give me the sales pitch.

I've yet to see the benefit - I'd rather get PAID $700+ to use a card than pay them $150-350. For those carrying one of their cards with the annual fee, what do you get (that you actually use) for the added cost?

VatorMan · 11-20-2008, 04:57 PM

I have 3. A Entertainment gold for Concert pre-sales. A Blue for rewards and a Platinum tied to Hilton Honors.

I use them as my wants dictate.

ceo012384 · 11-20-2008, 05:14 PM

i have the blue cash card. no annual fee plus you get cash back once a year

haven't had it long enough to get my first cash back though

i also have a gold one

R6Chick · 11-20-2008, 06:43 PM

I'm in the same boat you are Dan.

I haven't taken any of the offers because I'd rather get paid money and buy my own plane ticket to where I want instead of dealing with miles, any restrictions, monthly fees, etc.

But maybe Sean can help because he's got the Gold Amex... not the black, but the Gold. Haha.

speedylocksmith · 11-20-2008, 07:45 PM

I have the Gold and the Blue. Had the gold for 4 years before they sent me the offer of the blue, I took it since there's no annual fee, and the annual fee for the gold is only $50 or 60

AquaPython · 11-20-2008, 08:33 PM

don't be Matt-Gay

unknownroad · 11-21-2008, 01:07 AM

Quote:

Originally Posted by fasternyou929

AmEx keeps sending pre-approvals, first year's fee waived for their platinum cards and every time I call about my account they give me the sales pitch.

Seems like that should be clue enough that you're better off with the Blue

They want to up-sell you to a more profitable product.

Lately they've been bugging me about a "plum" card, of all the goddamn things

... for my non-existent business, naturally. Plum??? I mean, they're sending them to my wife as well, so they should know I'm not gay... wtf?

Rsv1000R · 11-21-2008, 08:18 AM

The Plat card get's you access to a couple Airlines Presidents Club. For a while my Co would pay for a club if you traveled a lot, I got them to put that towards my Plat fee.

Gas Man · 11-21-2008, 10:39 AM

I have the blue... its ok but I rarely ever use it...

MC/Visa = easy to use
Discover = less easy
Amex Blue = more suck for use

fasternyou929 · 11-21-2008, 10:50 AM

Quote:

Originally Posted by Rsv1000R

The Plat card get's you access to a couple Airlines Presidents Club. For a while my Co would pay for a club if you traveled a lot, I got them to put that towards my Plat fee.

Not a bad idea... that'd definitely be nice for the long layovers on international flights. What does the membership typically run?

Quote:

Originally Posted by Gas Man

I have the blue... its ok but I rarely ever use it...

MC/Visa = easy to use
Discover = less easy
Amex Blue = more suck for use

I've found it has a lot to do with location. In FL I don't think any merchant declined my AmEx, in NC it happens from time-to-time, and in West Virginia they look at me like I'm a leper when I hand it to them.

Even the grocery stores up there won't accept it.

11-20-2008, 04:54 PM	#1
fasternyou929 SFL Expatriate #2 Join Date: Nov 2008 Location: Raleigh, NC Moto: CBR1000 Posts: 2,043	AmEx Platinum v. Blue A question to those of you carrying an AmEx platium card (green, gold, or platinum for that matter, since they all have an annual fee). I've carried the blue card for a couple years now. Last year my cash rebate was over $700 at the end of the year, and I get many of the same benefits provided by the charge cards. AmEx keeps sending pre-approvals, first year's fee waived for their platinum cards and every time I call about my account they give me the sales pitch. I've yet to see the benefit - I'd rather get PAID $700+ to use a card than pay them $150-350. For those carrying one of their cards with the annual fee, what do you get (that you actually use) for the added cost?

11-20-2008, 05:14 PM	#3
ceo012384 Pompous Prick Join Date: Mar 2008 Location: MA Moto: 06 R6 (race), 04 CRF Tard (race) Posts: 3,040	i have the blue cash card. no annual fee plus you get cash back once a year haven't had it long enough to get my first cash back though i also have a gold one __________________ LRRS/CCS #123 Boston Moto Dunlop Woodcraft 35 Motorsports Sidi Pit Bull K&N Filters

11-21-2008, 10:39 AM	#9
Gas Man Trip's Assistant Join Date: Feb 2008 Location: Imported from Detroit Moto: 2009 HD Street Classic Posts: 12,149	I have the blue... its ok but I rarely ever use it... MC/Visa = easy to use Discover = less easy Amex Blue = more suck for use __________________ -Chris "Why pay somebody else to fuck up your bike?" Run Amsoil Product

Thread Tools
Show Printable Version Email this Page
Display Modes
Switch to Linear Mode Hybrid Mode Switch to Threaded Mode

11-20-2008, 04:57 PM	#2
VatorMan Wrap Yo Ass in Fiberglass Join Date: Feb 2008 Moto: Feet Posts: 1,605	I have 3. A Entertainment gold for Concert pre-sales. A Blue for rewards and a Platinum tied to Hilton Honors. I use them as my wants dictate.

11-20-2008, 06:43 PM	#4
R6Chick I haven't had that in yrs Join Date: Nov 2008 Location: Fort Lauderdale, FL Moto: 2004 R6 Posts: 439	I'm in the same boat you are Dan. I haven't taken any of the offers because I'd rather get paid money and buy my own plane ticket to where I want instead of dealing with miles, any restrictions, monthly fees, etc. But maybe Sean can help because he's got the Gold Amex... not the black, but the Gold. Haha.

11-20-2008, 07:45 PM	#5
speedylocksmith Much better off!! Join Date: Nov 2008 Location: Hollyweird, FL Moto: 05 1Krr Posts: 676	I have the Gold and the Blue. Had the gold for 4 years before they sent me the offer of the blue, I took it since there's no annual fee, and the annual fee for the gold is only $50 or 60

11-20-2008, 08:33 PM	#6
AquaPython put it THIS way Join Date: Nov 2008 Posts: 3,185	don't be Matt-Gay

11-21-2008, 08:18 AM	#8
Rsv1000R WERA White Plate Join Date: Nov 2008 Posts: 1,059	The Plat card get's you access to a couple Airlines Presidents Club. For a while my Co would pay for a club if you traveled a lot, I got them to put that towards my Plat fee.