when does it become your business?

[Amber Lamps]

Originally Posted by HurricaneHeather

After my deductible. I shouldn't have to be out my deductible if she was responsible. And I am not sure because I haven't had it happen to me, but I think my premiums would go up since I had a claim. Not sure about that one though.

Man again get broadform insurance! If it's not your fault, you don't pay a deductible. Also, your insurance "shouldn't" raise your rates for non-at-fault accidents. If they do, start shopping for insurance. I did that recently because my insurance was trying to charge me for last year's deer accident. I made some calls and saved $300 every six months.