anybody heard of a 0 credit score

[Lucky3623]

Originally Posted by The Chi

Typically in my experience, credit cards, loans, mortgages, and things of that nature show up but things like utilities, cable, even phone service and cell phones dont. Unless you fail to pay. Unpaid healthcare bills show up as well.

Also any judgments against you show as well.

[Porkchop]

Fuckin credit....

Its a rediculous system that needs a serious overhauling. I mean seriously, your credit score gets hurt.... when people check your credit??? WTF?

You might have excellent credit, but because you dont have a long credit history, you cant get credit? How are you supposed to gain credit if you cant get credit????